The vast majority of donors engage in “checkbook charity.” A gift of cash is easy to execute and is straight-forward. Even affluent donors with high incomes and high net worth give cash. According to the 2025 Bank of America (BOA)  Study of Philanthropy,  nearly 82% of affluent donor households made gifts directly from their personal assets and income. However, the remaining 18% utilize some sort of charitable giving vehicle. These savvy donors have blended concerns about c